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Частные лица и компании из любой точки мира – всегда желанные клиентыIndividuals and businesses, near and far, all welcomeTrust and reach across the globeChoosing the Best Gifts for March 8 and Paying with the Idram&IDBank AppUcom Spring Offer: HONOR X7d 5G Smartphone and Valuable GiftsAraratBank: Update+ - New Loan Offer with 2% Cashback “My phone rang…”: IDBank warns about a rise in fraud using the “call from the bank” scheme.Ucom Is Recognized as Armenia’s No. 1 Operator for the Fastest Mobile Internet and the Best Fixed Network Unibank’s perpetual bonds have been listed on the Armenia Securities Exchange Armenian Company E-auto to Officially Represent HONGQI Vehicles in Georgia2% Cashback on Payments Made with AraratBank Arca CardsOrder an IDBank Arca Classic card and enjoy up to 2% cashbackIDBank has summed up the raffle held within the framework of IDsalary payroll package: 55 lucky winners have received their prizes Ucom and Hero House Yerevan Continue Cooperation KardaLove 5th Anniversary Festival Held under the Title Sponsorship of AraratBankAmeriabank Opens a New Branch in Artashat: Special Offers for New CustomersDangerous Generosity: IDBank Warns of a Rise in Fake Online SurveysJustice Turned Into a Show: The Real Purpose Behind the Case Against Vahe HakobyanIdram, Mediamax and Hayordi Foundation Launch Initiative Ahead of Book Giving DayAraratBank Receives Mastercard “Excellence in Strategic Marketing” AwardIDBank has opened a representative office in Glendale, CaliforniaTeam Holding Announces the Launch of the Second Tranche of Its USD Bond Placement. Underwriter - Freedom Broker ArmeniaUcom Services Can Now Be Paid Via Fast Shift Team and the French University in Armenia Help 120 Students Gain Real-World ExperienceUcom Offers Comprehensive Internal Network (LAN) Building Services for Corporate Clients Unibank Became an A-Level Member of the Armenia British Business Chamber Winter adventures continue at Myler: Idram&IDBankWith the Support of AraratBank, KardaLove 5th Anniversary Festival Returns in a New FormatThe Power of One Dram — to Mathemik NGOIDBank’s Nor Nork branch has reopenedOn the impossibility of making payments via Idram for telecommunication operators’ services and the current situationWhen CSR Becomes a Driving Force for Business Development: Lala Bakhshetsyan Five-Year Partnership Between AraratBank and 4090 Charity Foundation Comes to Successful Close Idram and Weixin Pay (WeChat Pay) Launch Strategic Partnership in ArmeniaThe Winners of the Third Round of the Junius Competition Have Been AnnouncedWhat to gift men on January 28: Idram&IDBankIdram Conducted a Financial Literacy Class for Roboton ParticipantsRegarding Payments for Viva Armenia Services via IdramVahe Hakobyan Is a Political Prisoner: Past.amUp to 2% Cashback with IDBank Mastercard and ARCA CardUp to 2% cashback, free Mastercard and free ArCa card when you join IDSalaryAraratBank Sums Up “You Choose the Destination” Campaign Implemented in Partnership with MastercardBook by March 31 and get 15% off your FINTECH360 ticket Ucom Launches Fixed Network Services in Zovuni The FINTECH360 conference will be held in Yerevan from April 27 to 29 AraratBank Partners as General Sponsor of 4090 Charity Foundation's Five-Year Milestone EventAraratBank Takes the Lead in Brand PR Performance Unforgettable Moments and a Profitable Offer at Myler. Idram&IDBank Idram Summarizes 2025The Power of One Dram Donates 5,788,105 AMD to the City of Smile Charity Foundation
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Order an IDBank Arca Classic card and enjoy up to 2% cashback

Earn up to 2% cashback with the IDBank Arca Classic card. Every non-cash payment over AMD 1000 earns cashback, up to maximum of AMD 60.000 monthly. The Arca Classic card is designed for safe and fast everyday payments across Armenia. 

You can easily order your Arca Classic card at any IDBank branch or through the Banking section of the Idram&IDBank app. Plus, enjoy your Arca Classic card completely free by joining the IDsalary payroll package and receiving your salary through IDBank. 

The main goal of the program is to promote non-cash payments in the Republic of Armenia and increase citizens' engagement with modern financial tools. 

The cashback applies to non-cash payments over 1000 AMD made with the Arca card to registered merchants in the RA, either in-store or online, and can reach up to 2%. Transactions not eligible for cashback are listed on the Bank’s website.

The maximum cashback per transaction is AMD 6000, with a monthly limit of AMD 60.000 per cardholder. Arca pension cards are also included in the program, which means, that, in addition to the existing 20% cashback program, pensioners can earn up to 2% cashback.

The program applies to transactions made between January 1 and December 31, 2026, with cashback transfers carried out from February 2026 through January 1, 2027. Cashback will be credited but the 25th of the month following the reporting month. 

THE BANK IS REGULATED BY THE CENTRAL BANK OF RA. 

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 Unibank’s perpetual bonds have been listed on the Armenia Securities Exchange

1

 “My phone rang…”: IDBank warns about a rise in fraud using the “call from the bank” scheme.

2

 2% Cashback on Payments Made with AraratBank Arca Cards

3

 Armenian Company E-auto to Officially Represent HONGQI Vehicles in Georgia

4

 Ucom Is Recognized as Armenia’s No. 1 Operator for the Fastest Mobile Internet and the Best Fixed Ne...

5

 AraratBank: Update+ - New Loan Offer with 2% Cashback

6

 Ucom Spring Offer: HONOR X7d 5G Smartphone and Valuable Gifts

7

 Choosing the Best Gifts for March 8 and Paying with the Idram&IDBank App

8

 Trust and reach across the globe

9

 Individuals and businesses, near and far, all welcome

10
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